BROWN & BROWN, INC. (BRO) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does BROWN & BROWN, INC. Do?
Brown & Brown, Inc. markets and sells insurance products and services in the United States, Bermuda, Canada, Ireland, the United Kingdom, and the Cayman Islands. It operates through four segments: Retail, National Programs, Wholesale Brokerage, and Services. The Retail segment offers property and casualty, employee benefits insurance products, personal insurance products, specialties insurance products, loss control survey and analysis, consultancy, and claims processing services. It serves commercial, public and quasi-public entities, professional, and individual customers. The National Programs segment offers professional liability and related package insurance products for dentistry, legal, eyecare, insurance, financial, physicians, real estate title professionals, as well as supplementary insurance products related to weddings, events, medical facilities, and cyber liabilities. This segment also offers outsourced product development, marketing, underwriting, actuarial, compliance, and claims and other administrative services to insurance carrier partners; and commercial and public entity-related programs, and flood insurance products. It serves through independent agents. The Wholesale Brokerage segment markets and sells excess and surplus commercial and personal lines insurance through independent agents and brokers. The Services segment offers third-party claims administration and medical utilization management services in the workers' compensation and all-lines liability arenas, Medicare Set-aside, Social Security disability, Medicare benefits advocacy, and claims adjusting services. The company was founded in 1939 and is headquartered in Daytona Beach, Florida. BROWN & BROWN, INC. (BRO) is classified as a large-cap stock in the Financials sector, specifically within the Insurance industry. The company is led by CEO J. Powell Brown and employs approximately 15,200 people, headquartered in DAYTONA BEACH, Florida. With a market capitalization of $21.5B, BRO is one of the prominent companies in the Financials sector.
BROWN & BROWN, INC. (BRO) Stock Rating — Hold (April 2026)
As of April 2026, BROWN & BROWN, INC. receives a Hold rating with a composite score of 43.3/100 and 3 out of 5 stars from the Blank Capital Research quantitative model.BRO ranks #1,644 out of 4,446 stocks in our coverage universe. Within the Financials sector, BROWN & BROWN, INC. ranks #498 of 900 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
BRO Stock Price and 52-Week Range
BROWN & BROWN, INC. (BRO) currently trades at $65.95. The 52-week high for BRO is $125.67, which means the stock is currently trading -47.5% from its annual peak. The 52-week low is $65.68, putting the stock 0.4% above its annual trough. Recent trading volume was 0 shares, suggesting relatively thin trading activity.
Is BRO Overvalued or Undervalued? — Valuation Analysis
BROWN & BROWN, INC. (BRO) carries a value factor score of 60/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 21.11x, compared to the Financials sector average of 14.78x — a premium of 43%. The price-to-book ratio stands at 1.74x, versus the sector average of 1.19x. The price-to-sales ratio is 3.99x, compared to 0.89x for the average Financials stock. On an enterprise value basis, BRO trades at 20.72x EV/EBITDA, versus 3.26x for the sector.
Overall, BRO's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.
BROWN & BROWN, INC. Profitability — ROE, Margins, and Quality Score
BROWN & BROWN, INC. (BRO) earns a quality factor score of 62/100, indicating solid business quality with consistent operational execution. The return on equity (ROE) is 8.2%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at 3.5% versus the sector average of 1.3%.
On a margin basis, BROWN & BROWN, INC. reports gross margins of 0.0%. The operating margin is 24.7% (sector: 21.8%). Net profit margin stands at 19.1%, versus 17.8% for the average Financials stock. Revenue growth is running at 36.3% on a trailing basis, compared to 9.4% for the sector. The overall profitability profile is adequate, though there may be room for margin expansion.
BRO Debt, Balance Sheet, and Financial Health
BROWN & BROWN, INC. has a debt-to-equity ratio of 61.0%, compared to the Financials sector average of 118.5%. Leverage is within a manageable range for the industry, though investors should monitor debt trends over time. The current ratio is 1.04x, suggesting adequate working capital coverage. Total debt on the balance sheet is $7.61B. Cash and equivalents stand at $3.46B.
BRO has a beta of 0.29, meaning it is less volatile than the S&P 500, making it a relatively defensive holding. The stability factor score for BROWN & BROWN, INC. is 74/100, indicating low-volatility characteristics and consistent price behavior that appeals to risk-averse investors.
BROWN & BROWN, INC. Revenue and Earnings History — Quarterly Trend
In TTM 2026, BROWN & BROWN, INC. reported revenue of $5.48B and earnings per share (EPS) of $3.37. Net income for the quarter was $1.04B. Gross margin was 0.0%. Operating income came in at $2.24B.
In FY 2025, BROWN & BROWN, INC. reported revenue of $5.90B and earnings per share (EPS) of $3.37. Net income for the quarter was $1.07B. Revenue grew 22.8% year-over-year compared to FY 2024. Operating income came in at $1.37B.
In Q3 2025, BROWN & BROWN, INC. reported revenue of $1.61B and earnings per share (EPS) of $0.68. Net income for the quarter was $229M. Revenue grew 35.3% year-over-year compared to Q3 2024. Operating income came in at $311M.
In Q2 2025, BROWN & BROWN, INC. reported revenue of $1.28B and earnings per share (EPS) of $0.79. Net income for the quarter was $234M. Revenue grew 9.1% year-over-year compared to Q2 2024. Operating income came in at $311M.
Over the past 8 quarters, BROWN & BROWN, INC. has demonstrated a growth trajectory, with revenue expanding from $1.18B to $5.48B. Investors analyzing BRO stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
BRO Dividend Yield and Income Analysis
BROWN & BROWN, INC. (BRO) currently pays a dividend yield of 0.6%. At this yield, a $10,000 investment in BRO stock would generate approximately $$64.00 in annual dividend income. This compares to the Financials sector average dividend yield of 2.4%, meaning BRO yields less than the typical sector peer. With a net margin of 19.1%, the dividend appears well-covered by earnings, suggesting sustainable payouts going forward.
BRO Momentum and Technical Analysis Profile
BROWN & BROWN, INC. (BRO) has a momentum factor score of 21/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 23/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 7/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.
BRO vs Competitors — Financials Sector Ranking and Peer Comparison
Within the Financials sector, BROWN & BROWN, INC. (BRO) ranks #498 out of 900 stocks based on the Blank Capital composite score. This places BRO in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) with a score of 62.6/100, WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 63.3/100, PARKE BANCORP, INC. (PKBK) with a score of 60.5/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.3/100, and PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) with a score of 57.6/100.
Comparing BRO against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full BRO vs S&P 500 (SPY) comparison to assess how BROWN & BROWN, INC. stacks up against the broader market across all factor dimensions.
BRO Next Earnings Date
No upcoming earnings date has been announced for BROWN & BROWN, INC. (BRO) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy BRO? — Investment Thesis Summary
BROWN & BROWN, INC. presents a balanced picture with arguments on both sides. The quality score of 62/100 indicates above-average profitability and business fundamentals. The value score of 60/100 suggests attractive pricing relative to fundamentals. Momentum is weak at 21/100, a headwind for near-term performance. Low volatility (stability score 74/100) reduces downside risk.
In summary, BROWN & BROWN, INC. (BRO) earns a Hold rating with a composite score of 43.3/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on BRO stock.
Related Resources for BRO Investors
Explore more research and tools: BRO vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare BRO head-to-head with peers: BRO vs UVE, BRO vs WTM, BRO vs PKBK.