ARBOR REALTY TRUST INC (ABR) Stock Analysis — April 2026 Rating, Price, and Forecast
Company Overview — What Does ARBOR REALTY TRUST INC Do?
Arbor Realty Trust, Inc. invests in a diversified portfolio of structured finance assets in the multifamily, single-family rental, and commercial real estate markets in the United States. The company operates in two segments, Structured Business and Agency Business. It primarily invests in bridge and mezzanine loans, including junior participating interests in first mortgages, and preferred and direct equity, as well as real estate-related joint ventures, real estate-related notes, and various mortgage-related securities. The company offers bridge financing products to borrowers who seek short-term capital to be used in an acquisition of property; financing by making preferred equity investments in entities that directly or indirectly own real property; mezzanine financing in the form of loans that are subordinate to a conventional first mortgage loan and senior to the borrower's equity in a transaction; junior participation financing in the form of a junior participating interest in the senior debt; and financing products to borrowers who are looking to acquire conventional, workforce, and affordable single-family housing. Further, it underwrites, originates, sells, and services multifamily mortgage loans through conduit/commercial mortgage-backed securities programs. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Arbor Realty Trust, Inc. was incorporated in 2003 and is headquartered in Uniondale, New York. ARBOR REALTY TRUST INC (ABR) is classified as a small-cap stock in the Financials sector, specifically within the Trading industry. The company is led by CEO Ivan Kaufman and employs approximately 630 people, headquartered in UNIONDALE, New York. With a market capitalization of $1.4B, ABR is one of the notable companies in the Financials sector.
ARBOR REALTY TRUST INC (ABR) Stock Rating — Reduce (April 2026)
As of April 2026, ARBOR REALTY TRUST INC receives a Reduce rating with a composite score of 38.0/100 and 2 out of 5 stars from the Blank Capital Research quantitative model.ABR ranks #2,722 out of 4,446 stocks in our coverage universe. Within the Financials sector, ARBOR REALTY TRUST INC ranks #701 of 900 stocks, placing it in the lower half of its Financials peers. The rating is generated by a multi-factor model that weighs quality (30%), momentum (25%), value (15%), investment (10%), stability (10%), and short interest (10%).
ABR Stock Price and 52-Week Range
ARBOR REALTY TRUST INC (ABR) currently trades at $7.50. The 52-week high for ABR is $12.57, which means the stock is currently trading -40.4% from its annual peak. The 52-week low is $7.11, putting the stock 5.5% above its annual trough. Recent trading volume was 0 shares, suggesting relatively thin trading activity.
Is ABR Overvalued or Undervalued? — Valuation Analysis
ARBOR REALTY TRUST INC (ABR) carries a value factor score of 51/100 in the Blank Capital model, indicating fair valuation relative to historical norms. The trailing price-to-earnings ratio is 7.07x, compared to the Financials sector average of 14.78x — a discount of 52%. The price-to-book ratio stands at 0.47x, versus the sector average of 1.19x. The price-to-sales ratio is 4.28x, compared to 0.89x for the average Financials stock. On an enterprise value basis, ABR trades at 591.89x EV/EBITDA, versus 3.26x for the sector.
Overall, ABR's valuation appears roughly in line with sector benchmarks, suggesting the market is pricing the stock fairly given its current fundamentals and growth trajectory. Neither deep value nor significantly overpriced, the stock occupies a middle ground on valuation.
ARBOR REALTY TRUST INC Profitability — ROE, Margins, and Quality Score
ARBOR REALTY TRUST INC (ABR) earns a quality factor score of 49/100, signaling below-average profitability metrics relative to the broader market. The return on equity (ROE) is 6.7%, compared to the Financials sector average of 8.5%, which is below typical expectations for high-quality companies. Return on assets (ROA) comes in at 1.4% versus the sector average of 1.3%.
On a margin basis, ARBOR REALTY TRUST INC reports gross margins of 0.0%. The operating margin is -65.9% (sector: 21.8%). Net profit margin stands at 73.3%, versus 17.8% for the average Financials stock. Revenue growth is running at -56.5% on a trailing basis, compared to 9.4% for the sector. Profitability is below benchmark levels, which may reflect industry headwinds, elevated reinvestment, or structural challenges.
ABR Debt, Balance Sheet, and Financial Health
ARBOR REALTY TRUST INC has a debt-to-equity ratio of 361.0%, compared to the Financials sector average of 118.5%. This elevated leverage warrants close monitoring, as it increases the company's sensitivity to rising interest rates and economic downturns. The current ratio is 1.27x, suggesting adequate working capital coverage. Total debt on the balance sheet is $11.07B. Cash and equivalents stand at $423M.
ABR has a beta of 0.87, meaning it is roughly in line with the broader market in terms of price volatility. The stability factor score for ARBOR REALTY TRUST INC is 57/100, reflecting average volatility within the normal range for its sector.
ARBOR REALTY TRUST INC Revenue and Earnings History — Quarterly Trend
In TTM 2026, ARBOR REALTY TRUST INC reported revenue of $339M and earnings per share (EPS) of $0.56. Net income for the quarter was $205M. Gross margin was 0.0%. Operating income came in at $-21M.
In FY 2025, ARBOR REALTY TRUST INC reported revenue of $238M and earnings per share (EPS) of $0.56. Net income for the quarter was $158M. Revenue grew -61.7% year-over-year compared to FY 2024. Operating income came in at $177M.
In Q3 2025, ARBOR REALTY TRUST INC reported revenue of $38M and earnings per share (EPS) of $0.20. Net income for the quarter was $52M. Revenue grew -75.6% year-over-year compared to Q3 2024. Operating income came in at $-60M.
In Q2 2025, ARBOR REALTY TRUST INC reported revenue of $69M and earnings per share (EPS) of $0.12. Net income for the quarter was $36M. Revenue grew -21.9% year-over-year compared to Q2 2024. Operating income came in at $-23M.
Over the past 8 quarters, ARBOR REALTY TRUST INC has demonstrated a growth trajectory, with revenue expanding from $88M to $339M. Investors analyzing ABR stock should weigh these quarterly trends alongside the valuation and quality metrics discussed above.
ABR Dividend Yield and Income Analysis
ARBOR REALTY TRUST INC (ABR) does not currently pay a dividend. This is common among smaller companies in the Trading industry that prefer to reinvest cash flows into business expansion rather than returning capital to shareholders. Income-focused investors looking for Financials dividend stocks may want to explore other Financials stocks or use the stock screener to filter by dividend yield.
ABR Momentum and Technical Analysis Profile
ARBOR REALTY TRUST INC (ABR) has a momentum factor score of 23/100, signaling weak relative price performance. Stocks with low momentum scores have historically tended to continue underperforming in the near term. The investment factor score is 39/100, which measures capital allocation efficiency and asset growth patterns. The short interest score of 4/100 signals elevated short interest, which can indicate bearish sentiment among institutional investors.
ABR vs Competitors — Financials Sector Ranking and Peer Comparison
Within the Financials sector, ARBOR REALTY TRUST INC (ABR) ranks #701 out of 900 stocks based on the Blank Capital composite score. This places ABR in the lower half of all Financials stocks in our coverage universe. Key competitors and sector peers include UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) with a score of 62.6/100, WHITE MOUNTAINS INSURANCE GROUP LTD (WTM) with a score of 63.3/100, PARKE BANCORP, INC. (PKBK) with a score of 60.5/100, OPPENHEIMER HOLDINGS INC (OPY) with a score of 62.3/100, and PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) with a score of 57.6/100.
Comparing ABR against the S&P 500 benchmark is also instructive for understanding relative performance. Investors can view the full ABR vs S&P 500 (SPY) comparison to assess how ARBOR REALTY TRUST INC stacks up against the broader market across all factor dimensions.
ABR Next Earnings Date
No upcoming earnings date has been announced for ARBOR REALTY TRUST INC (ABR) at this time. Check the earnings calendar for the latest scheduling updates across all stocks in our coverage universe.
Should You Buy ABR? — Investment Thesis Summary
The quantitative profile for ARBOR REALTY TRUST INC suggests caution. Momentum is weak at 23/100, a headwind for near-term performance.
In summary, ARBOR REALTY TRUST INC (ABR) earns a Reduce rating with a composite score of 38.0/100 as of April 2026. The rating is derived from the Blank Capital Research methodology, which combines six factor dimensions into a single quantitative ranking. Investors should consider these quantitative signals alongside their own fundamental research, risk tolerance, and investment time horizon before making buy or sell decisions on ABR stock.
Related Resources for ABR Investors
Explore more research and tools: ABR vs S&P 500 comparison, top Financials stocks, stock screener, our methodology, quality factor explained, value factor explained, momentum factor explained. Compare ABR head-to-head with peers: ABR vs UVE, ABR vs WTM, ABR vs PKBK.