Retirement investing demands low costs, broad diversification, and long-term reliability. The best retirement ETFs minimize fees while providing exposure to entire markets or asset classes.
We screened for ETFs with ultra-low expense ratios (under 0.20%) and significant assets under management (over $1B), then ranked them by our composite score.
Top 0 Best ETFs for Retirement
Rankings based on our 5-factor quantitative model. Data refreshed daily. Past performance does not guarantee future results.
Methodology
Retirement-focused ETFs are filtered for low costs and high liquidity, then scored on our standard 5-factor model. Cost efficiency carries particular weight for retirement accounts where decades of compounding amplify fee differences.
We prioritize broad-market, well-established funds that retirement investors can buy and hold with confidence.
View all ETF rankings for the full 5-factor model applied across 600+ ETFs.
How to Use This List
A simple retirement portfolio might combine a U.S. total market ETF, an international ETF, and a bond ETF. The exact mix depends on your age, risk tolerance, and retirement timeline.
Consider these funds for your IRA, 401(k), or other tax-advantaged accounts where the low expense ratios compound into significant savings over decades.
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Frequently Asked Questions
What is the best ETF for a retirement account?
The best retirement ETFs are broadly diversified, extremely low-cost, and highly liquid. Total market index funds like VTI and VOO are popular choices. Our rankings help you identify the strongest options across multiple factors.
How many ETFs do I need for retirement?
A well-diversified retirement portfolio can be built with as few as 3-4 ETFs: a U.S. stock fund, an international stock fund, and one or two bond funds. Simplicity is often better than complexity for long-term investors.
Important Disclaimer
This content is for informational purposes only and does not constitute investment advice. All investments involve risk, including the possible loss of principal. Past performance does not guarantee future results. Always conduct your own research and consult a qualified financial advisor before making investment decisions. Blank Capital Research is not a registered investment advisor.