IMPORTANT DISCLAIMER: Blank Capital Research ("BCR") is a technology platform, not a registered investment advisor or broker-dealer. The algorithmically generated signals, scores, and rankings provided on this site ("God Mode" Signals) are for informational and research purposes only and do not constitute financial advice, investment recommendations, or an offer to sell or solicit an offer to buy any securities.
HYPOTHETICAL PERFORMANCE RESULTS: The "timing scores" and "regime signals" displayed are based on quantitative models. Hypothetical or simulated performance results have certain inherent limitations. Unlike an actual performance record, simulated results do not represent actual trading. Also, since the trades have not actually been executed, the results may have under-or-over compensated for the impact, if any, of certain market factors, such as lack of liquidity.
RISK OF LOSS: Trading in financial markets involves a high degree of risk and may result in the loss of your entire investment. Data provided by third-party sources (Intrinio, Snowflake) is believed to be reliable but is not guaranteed for accuracy or completeness. Past performance is not indicative of future results.
© 2026 Blank Capital Research. All rights reserved. System Version: Aegis V8 (God Mode).
Quantitative analysis updated February 24, 2026. Data-driven, not AI-generated.
Based on our 6-factor quantitative model, Itau Unibanco Holding S.A. receives a Buy rating with a composite score of 65/100, ranking #281 out of 7,333 stocks in our coverage universe.
The stock scores particularly well on Investment (92th percentile). However, its weakest factor is Quality at just the 35th percentile, which investors should monitor.
Valuation multiples should be considered alongside the company's growth trajectory and competitive positioning within the Finance, Insurance, And Real Estate sector.
Our composite score is built from six academically-proven factors, each measured as a percentile rank across our entire coverage universe of 7,333 stocks. Higher percentile scores indicate stronger relative performance on that dimension.
Itau Unibanco Holding S.A. struggles with below-average profitability metrics. Thin margins and weak returns on capital may indicate competitive pressures, operational inefficiencies, or a business in transition.
ROE: -668.2% · Net Margin: 31.9%
Itau Unibanco Holding S.A. appears reasonably priced relative to its fundamentals. Valuation multiples are below the sector median, offering a modest margin of safety for long-term investors.
Valuation data pending
Itau Unibanco Holding S.A. exhibits strong positive price momentum across multiple timeframes. The stock has been consistently outperforming the market, and momentum research (Jegadeesh & Titman, 1993) suggests this trend has a tendency to persist.
Momentum percentile rank indicates price trend strength across 3, 6, and 12 month horizons.
Itau Unibanco Holding S.A. maintains a disciplined capital allocation strategy with conservative asset growth. Academic research (Hou, Xue & Zhang, 2015) shows that firms with lower investment intensity tend to deliver superior risk-adjusted returns.
Revenue Growth: -9.6%
Itau Unibanco Holding S.A. exhibits volatility roughly in line with the broader market. Price swings are typical for its sector, providing a neutral risk profile on the stability dimension.
Beta: 0.55
Itau Unibanco Holding S.A. carries below-average short interest. The limited bearish positioning suggests institutions do not see material near-term downside risk in the stock.
Short interest as a percentage of float, relative to the market universe.
Itau Unibanco Holding S.A. Insufficient valuation data is available to make a definitive comparison to the sector average at this time.
| Metric | ITUB | Finance, Insurance, And Real Estate Median | vs. Sector |
|---|---|---|---|
| P/E Ratio | N/A | 11.9x | N/A |
| P/B Ratio | N/A | 1.2x | N/A |
| P/S Ratio | N/A | 2.9x | N/A |
| EV/EBITDA | N/A | 7.8x | N/A |
This stock exhibits below-average risk characteristics including low volatility, manageable debt, and stable return patterns. It may serve as a defensive holding in a diversified portfolio.
We'll email you when stocks you follow change their composite rating.
Comprehensive fundamental data for Itau Unibanco Holding S.A. compared against Finance, Insurance, And Real Estate sector medians. All data sourced from SEC filings and updated daily.
| Metric | ITUB | Finance, Insurance, And Real Estate Median |
|---|---|---|
| Market Cap | $21.21B | -- |
| P/E Ratio | N/A | 11.9x |
| P/B Ratio | N/A | 1.2x |
| P/S Ratio | N/A | 2.9x |
| EV/EBITDA | N/A | 7.8x |
| Return on Equity | -668.2% | 8.9% |
| Return on Assets | 1.4% | 1.2% |
| Gross Margin | N/A | 76.5% |
| Operating Margin | N/A | 17.0% |
| Net Margin | 31.9% | 21.5% |
| Revenue Growth | -9.6% | 10.8% |
| Debt / Equity | N/A | 0.5% |
| Dividend Yield | 12.6% | 1.9% |
| Beta | 0.55 | -- |
Itau Unibanco Holding S.A. earns a Buy rating from our quantitative model, supported by strong factor scores that place it in the top tier of our coverage universe. The combination of solid quality metrics, favorable valuation, and positive momentum creates a compelling investment case. Investors seeking exposure to the Finance, Insurance, And Real Estate sector should consider ITUB as a high-conviction opportunity, while maintaining appropriate position sizing and portfolio diversification.
Disclaimer: This analysis is based on quantitative factor models and does not constitute personalized investment advice. Past performance is not indicative of future results. Always consult a qualified financial advisor before making investment decisions.