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CSG SYSTEMS INTERNATIONAL INC vs INSPERITY, INC. — Side-by-side quantitative comparison
Based on our 6-factor quantitative model, CSG SYSTEMS INTERNATIONAL INC (CSGS) is the stronger stock with a composite score of 63.0/100 and a Hold rating, compared to INSPERITY, INC. (NSP) at 32.5/100 (Avoid). CSGS ranks #422 in our universe versus #4337 for NSP, giving it an edge of 30.5 points across quality, value, momentum, investment, stability, and short interest factors.
For the Quality factor — which measures profitability and business quality through metrics like ROE, gross margins, and capital efficiency — CSGS leads at 61/100, while NSP trails at 29/100 (CSGS: 61/100, NSP: 29/100). The 32-point gap indicates a meaningful difference in quality characteristics between these stocks.
For the Value factor — which evaluates whether a stock is cheap or expensive relative to its earnings, book value, and cash flows — CSGS leads at 70/100, while NSP trails at 32/100 (CSGS: 70/100, NSP: 32/100). The 37-point gap indicates a meaningful difference in value characteristics between these stocks.
For the Momentum factor — which captures price trends and institutional sentiment over the trailing 3-12 months — CSGS leads at 80/100, while NSP trails at 20/100 (CSGS: 80/100, NSP: 20/100). The 60-point gap indicates a meaningful difference in momentum characteristics between these stocks.
For the Investment factor — which assesses capital allocation quality including reinvestment rates and asset growth — NSP leads at 49/100, while CSGS trails at 31/100 (NSP: 49/100, CSGS: 31/100). The 18-point gap indicates a meaningful difference in investment characteristics between these stocks.
For the Stability factor — which measures financial health through leverage ratios and price volatility — CSGS leads at 94/100, while NSP trails at 47/100 (CSGS: 94/100, NSP: 47/100). The 48-point gap indicates a meaningful difference in stability characteristics between these stocks.
For the Short Interest factor — which tracks institutional bearish positioning and potential risk from elevated short selling — NSP leads at 39/100, while CSGS trails at 23/100 (NSP: 39/100, CSGS: 23/100). The 16-point gap indicates a meaningful difference in short interest characteristics between these stocks.
Based on our 6-factor model, CSG SYSTEMS INTERNATIONAL INC (CSGS) is utilizing a stronger overall profile than NSP, with a Composite Score of 63 vs 33. This represents a significant advantage. CSGS dominates specifically in Momentum (+60 points) and Stability, making it the clear quantitative winner.
| Overall Rating | ||
| Composite Score | 63 | 33 |
| Rank | #422 | #4,337 |
| Stars | 3 / 5 | 1 / 5 |
| Action | Hold | Avoid |
| Factor Scores | ||
| Quality | 61 | 29 |
| Value | 70 | 32 |
| Momentum | 80 | 20 |
| Stability | 94 | 47 |
| Investment | 31 | 49 |
| Short Interest | 23 | 39 |
| Valuation | ||
| P/E Ratio | 22.61 | — |
| P/B Ratio | 6.40 | 21.31 |
| P/S Ratio | 1.53 | 0.29 |
| EV/EBITDA | 8.99 | — |
| Dividend Yield | 2.0% | 4.9% |
| Profitability | ||
| ROE | 31.7% | 16.0% |
| ROA | 5.7% | -4.2% |
| Gross Margin | 48.1% | 12.0% |
| Operating Margin | 10.0% | -1.5% |
| Net Margin | 6.8% | -1.2% |
| Growth & Risk | ||
| Revenue Growth | 2.9% | 4.0% |
| Debt/Equity | 194.00 | 501.00 |
| Beta | 0.61 | 0.87 |
| Market | ||
| Market Cap | $1.85B | $1.85B |
Based on our 6-factor quantitative model, CSGS currently has the higher composite score (63.0/100, Hold) and ranks #422 in our universe. However, the "better" stock depends on your investment goals, risk tolerance, and time horizon. We recommend reviewing the full factor breakdown above before making a decision.
Our comparison analyzes six quantitative factors: Quality (profitability and business strength, 30% weight), Momentum (price trends, 25%), Value (valuation attractiveness, 15%), Investment (capital allocation, 10%), Stability (financial health, 10%), and Short Interest (institutional positioning, 10%). Each factor is scored 0-100 and combined into a composite score.
CSGS has the higher value score at 70/100 compared to NSP at 32/100. A higher value score indicates the stock trades at a more attractive valuation relative to its earnings, book value, and cash flows.
Our stock rankings and comparisons are updated daily using the latest available market data, financial statements, and price information. Factor scores reflect the most recent quarterly filings and trailing price data.